The first website was published about 27 years ago and had around 153 words. In little more than a quarter of a century, the Internet has become mainstream, it’s within everyone’s reach, and it’s where we look for information and entertainment, and where we do business and make money.

In 1995, less than 1% of the world’s population was connected to the Internet and now more than 50% is. We are witnessing how the internet is transforming the world, it is changing human interaction, commerce and trends. It is necessary to adapt to what the Internet means today and prepare for the changes that it is about to undergo. This will be fundamental for the survival and growth of many businesses.

If we look at the communications sector, the transformation has been radical for telephone operators. They now offer voice, data and all kinds of products that emerged thanks to the management of platforms with millions of users and with proprietary voice and data communication services, etc. We are also witnessing how telephone operators are transforming themselves into banks, backed by powerful international companies, their offers are highly competitive. The Orange Bank, for instance, has just opened in Spain.

I am convinced that Orange will soon be joined by other operators and that in the near future there will be many other Internet businesses that will be transformed into banks. This should remind us of reverse transformation models, which possibly many other companies have in mind; companies that manage millions of customers, have access to privileged information, and can use today’s technology to offer global telephony services.

Why not consider a bank that would offer its customers the best voice and data communication services thanks to its knowledge of customer needs, existing infrastructures and capacity to penetrate the market. The platforms used by banks can be the launch pad for the development of intelligent and secure communication channels between their customers. No one can offer us more security than a bank when it comes to keeping our assets. Perhaps, we will soon be able to ask banks to safeguard our data, our communications, our blockchain-certified smart insurance, etc.



Posted by Juan M. Corchado

Juan Manuel Corchado (15 de Mayo de 1971, Salamanca, España) Catedrático en la Universidad de Salamanca. Ha sido Vicerrector de Investigación desde el 2013 hasta el 2017 y Director del Parque Científico de la Universidad de Salamanca. Elegido dos veces como Decano de la Facultad de Ciencias, es Doctor en Ciencias de la Computación por la Universidad de Salamanca y, además, es Doctor en Inteligencia Artificial por la University of the West of Scotland. Dirige el Grupo de Investigación Reconocido BISITE (Bioinformática, Sistemas Inteligentes y Tecnología Educativa), creado en el año 2000. Director del IOT Digital Innovation Hub y presidente del AIR Institute, J. M. Corchado también es Profesor Visitante en el Instituto Tecnológico de Osaka desde enero de 2015, Profesor visitante en la Universiti Malaysia Kelantan y Miembro del Advisory Group on Online Terrorist Propaganda of the European Counter Terrorism Centre (EUROPOL). J. M. Corchado ha sido presidente de la asociación IEEE Systems, Man and Cybernetics, y coordinador académico del Instituto Universitario de Investigación en Arte y Tecnología de la Animación de la Universidad de Salamanca e investigador en las Universidades de Paisley (UK), Vigo (Spain) y en el Plymouth Marine Laboratory (UK). En la actualidad compagina toda su actividad con la dirección de los programas de Máster en Seguridad, Animación Digital, Telefonía Movil, Dirección de Sistemas de Información, Internet de las Cosas, Social Media, Diseño e Impresión 3D, Blockchain, Z System, Industria 4.0, Gestión de Proyectos Ágiles y Smart Cities & Intelligent Buildings​, en la Universidad de Salamanca y su trabajo como editor jefe de las revistas ADCAIJ (Advances in Distributed Computing and Artificial Intelligence Journal), OJCST (Oriental Journal of Computer Science and Technology) o Electronics MDPI (Computer Science & Engineering section). J. M. Corchado desarrolla principalmente trabajos en proyectos relacionados con Inteligencia Artificial, Machine Learning, Blockchain, IoT, Fog Computing, Edge Computing, Smart Cities, Smart Grids y Análisis de sentimiento.